I am 65, but I only have 39 Social Security credits. My husband is 67 and has his Medicare card.  Am I eligible for Medicare? Yes, you are eligible for Medicare under your husband’s account.

I am 65 and still working.  Can I get Medicare? You are Medicare-eligible.  If your employer provides healthcare coverage, it will normally be secondary and Medicare primary.  You should consult your employer’s benefits administrator for specific details about your coverage.

How do I enroll in Medicare? Many people close to the age of 65 receive Medicare cards in the mail from Social Security without even asking (Social Security, of course, has your work record).  If you do not get a card, you can apply for Medicare at a Social Security Office nearest you, or you can apply online:  Link to on-line Medicare application

When can I enroll in Medicare? Enrollment periods for Medicare and its parts are complicated and can even be confusing.  Call HICAP for an appointment at 800-­434-0222 to have a counselor walk you through the process.